Terms and Conditions


Welcome to www.gmpsopdownload.com , by purchasing goods from us you are bound by our Terms and Conditions and we recommend that you read our Privacy Policy, which explains how we use you information, and our Right of Withdrawal Policy which explains your right to cancel.


The site www.gmpsopdownload.com is operated by and the goods supplied by Panimac Limited, our trading address is 5 Hobbes Walk, London, SW15 5AQ, United Kingdom. You can contact us by e-mail at panimac2@gmail.com

Applicable laws require that some of the information or communications we send you should be in writing. When using our site you accept that communication with us will be mainly electronic and we will contact you by e-mail. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information, and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing.


We will use your personal information in accordance with our Privacy Policy.


You may place an order to purchase goods advertised for sale on this site by following the on-screen prompts after clicking on the item you wish to purchase. You will have an opportunity to check and correct any input errors in your order up until the point at which you place your order on the checkout page, at which time you have committed to buy the goods you have ordered on this site.

We will acknowledge receipt of your order by sending you an automatically generated e-mail acknowledging your order. For downloads, until we make the digital goods available for download once we receive payment in full only then will the contract be concluded.

The contractual language is English. Where we accept your order, we have a legal duty to supply goods that are in conformity with these Terms and Conditions.


For all digital downloads purchased from this site we grant a license to you to use them in your current company only and for the sole use of that company. You may edit and amend the documents to render them suitable for your own business purposes. However you hereby agree that you will not redistribute, republish, transmit, assign, sell, exploit for commercial purpose, broadcast, rent, share, lend, modify, adapt, edit, sub-license, transfer, or any combination of, the original or modified derivative of the digital goods, to or for any other company. Any breaches of these terms will be pursued to the full extent of the law.

Original goods purchased from this site, or modified derivatives of, must not be transferred to another company, for instance in a change of employment or by distribution. With regards to goods purchased from this site by consultants, contractors or similar, both the original goods and the modified derivative of the goods are for the sole use of the company that they were purchased on behalf of and where you wish to use the goods (original and modified derivative of) for further contracts, on behalf of other companies, you must declare and purchase further copies for each company (i.e. you must purchase one copy of each download or digital document for every company that uses them). You may then modify or edit those documents as necessary for each business that you purchase them for. Any breaches of these terms will be pursued to the full extent of the law.

Our digital products may carry a digital watermark that allows us to identify the origin of the digital product and track any subsequent unauthorized transfer. You agree not to attempt to remove the watermark or circumvent the security technology in any way.


Information displayed on this site relating to pricing is subject to change by us without notice, but those on the site at the time of the order placed will be the prices applicable to that order.

We will not accept any offers for goods other than at the current price. Occasionally an error may occur and goods may be incorrectly priced in which circumstances we will not be obliged to supply the goods at the incorrect price or at all. We will (at our discretion) either cancel your order and refund the price you have paid or use reasonable endeavour to contact you and ask you whether you wish to continue with the order at the correct price. If we are unable to contact you or you do not wish to continue with the order at the correct price, we will cancel your order and refund the price you have paid. However, where the correct price of the goods is less than our stated price, we may (at our discretion) continue with your order and charge the lower amount on dispatch.

Unless stated otherwise all prices include VAT (where applicable). You agree to provide your country of residence during the order process for the purposes of calculating the correct amount of VAT to apply to the order. Delivery costs will be notified to you before you submit your order and will be confirmed to you by e-mail.


Information displayed on this site relating to availability is subject to change by us without notice. We cannot guarantee permanent or continuous availability of all products on this site. All orders are subject to availability at all times.

Downloads will be delivered to your computer, you may download one copy of the content onto one computer hard drive.


In order for you to access the digital downloads you must have:
• An internet connection and access;
• A computer, laptop, or mobile device capable of opening the goods in Microsoft Word and/or Microsoft Excel format (normally Microsoft Office on Windows 7 or higher, Vista Home Premium, Business or Ultimate, Mac OS X 10.4.11 or higher);

You acknowledge that provision of these requirements is your responsibility and at your own cost. You are also responsible for ensuring that any hardware you use to download and/or access digital products functions correctly with this site.

You acknowledge that due to industry / technological advancements, the format of files, operating systems, downloading software, and system requirements, may change from time to time.


You may not use any purchased goods,or modified derivatives of the goods, for unlawful purposes.

You must not misuse this website. You must not commit a criminal offence; transmit or distribute a virus, trojan, worm, keystroke logger, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any other way offensive or obscene; hack into any aspect of the service; corrupt data; cause annoyance to others; infringe upon the rights of any other person’s proprietary rights; send any unsolicited advertising or promotional material; conduct any systematic or automated data collection activities; or attempt to affect the performance or functionality of any computer facilities of or accessed through this website. Any such breach will be reported to the relevant enforcement authorities and we will disclose your identity to them.


We must receive payment in full in advance before your order can be processed and the goods can be downloaded . Payment for goods can be made by one of the following payment methods:
• Credit Card (your credit card will be charged following the submission of your order).
• Debit Card (your account will be charged following the submission of your order).
• via PayPal or Shopify

Payment for all our goods is processed via either Shopify or PayPal and will be handled in the currency selected by you on our site.


Please see our Refund / Right of Withdrawal Policy


Please see our Refund / Right of Withdrawal Policy.


We reserve the right to cancel the contract between us if, for example:
• Incompatible devices or connection issues
• One or more of the goods you ordered was listed at an incorrect price

If we do cancel your contract we will notify you by e-mail and will re-credit to your account any sum deducted by us from your credit or debit card as soon as possible.


The company that you are employed by or represent will become the owner of the goods you have ordered when they have been delivered to you and we have received clear funds in full payment for the goods. Once goods have been delivered to you, or persons nominated by you, they will be held at your own risk and you will be responsible for them, but they must not be transferred outside the company that they have been purchased for. We may use digital security watermarks to enforce this.


We accept no liability in relation to use of the documents. The site and the content of the documents we sell is provided on an “as is” and “as available” basis and we make no warranties or representations, whether express or implied, in relation to the site or the content, including but not limited to implied warranties or conditions of completeness, accuracy, satisfactory quality, and fitness for purpose.

To the extent not prohibited by law, we accept no liability for any:
• Loss which is not foreseeable (loss is foreseeable if it was an obvious consequence of our breach or if it was contemplated by you and us at the time you and we entered into our contract);
• Loss which arises when we are not at fault or in breach of these Terms and Conditions;
• Business loss (which includes loss of profits, loss of business, contracts, goodwill, business opportunity and other similar losses, as well as business interruption); and
• Damage caused by a distributed virus or other technologically harmful material that may affect your computer equipment, programs, data, or related materials due to your use of this website or to your downloading of material from it.
Nothing in these terms will affect any liability we may have:
(a) For fraudulent misrepresentation;
(b) For death or personal injury arising from our negligence:
(c) Under Part 1 of the Consumer Protection Act 1987;
(d) For breach of any condition as to title or quiet enjoyment of or in relation to any goods supplied by us; or
(e) In relation to any other liability, including any liabilities under sales of goods or supply of services legislation, which may not by applicable law, be excluded or limited.


We will have no liability to you for any delay in delivering goods you have ordered that is caused by any event or circumstance beyond our reasonable control (including, without limitation, accidents, extreme weather conditions, fire, explosion, flood, storm, earthquake, natural disaster, failure of telecommunications networks, inability to use transport networks, acts of God, terrorist attack, war, civil commotion, riots, strikes, lockouts and other industrial disputes, acts or restraints of Government, and imposition of restrictions on imports and exports).


We will aim to resolve any complaints from you by e-mail. If the complaint cannot be settled then according to the Alternative Dispute Resolution Regulations 2015 an alternative dispute resolution (ADR) can be used with a certified provider. In Europe a certified ADR provider can be found at the following website address: http://ec.europa.eu/consumers/odr/


If any provision of these Terms and Conditions is found to be invalid, illegal or unenforceable, the validity, legality, or enforcability of any other part of these Terms and Conditions and the remainder of the provision in question will not be affected.

No person other than you and us shall have any rights to enforce our agreement, whether under the Contracts (Right of Third Parties Act) 1999 or otherwise.

If we fail to insist that you perform any of your obligations under our agreement, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.

You may not assign or transfer your rights or obligations under our agreement, unless we agree in writing.

We have the right to revise and amend these Terms and Conditions of sale from time to time. You will be subject to the policies and Terms and Conditions of sale in force at the time you order digital products unless any change is required to be made by governmental authority in which case it will apply to orders previously placed.

Please check this site to ensure that you understand which Terms and Conditions apply.


These terms are governed by English law. Any contract for the purchase of goods from this site and any dispute or claim arising out of or in connection with any such contract will be governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are resident in Northern Ireland you may bring proceedings in Northern Ireland, and if you are resident in Scotland you may also bring proceedings in Scotland.